

1. REDUCE YOUR MONTHLY PAYMENT
2. REDUCE YOUR INTEREST RATE
3. IMPRESS YOUR FAMILY AND FRIENDS WITH ALL THE EXTRA MONEY FROM
NOT MAKING A VEHICLE LOAN PAYMENT FOR 90 DAYS
- OR ALL 3!!
Refinance your existing auto loan with the great people at Community Choice Credit Union and we'll give you up to $200! Couple that with vehicle rates as low as 1.90% APR* and you may never find a better time to refinance. One more thing, choose to make no payments for 90 days and you will be sitting with some nice cold hard cash in your pocket this holiday season.
CHECK OUT THESE EXAMPLES:
| $35,000 Loan Amount | Orginal Loan |
Refinanced Loan |
Refi with Swing*** |
| Term | 60 Months |
60 Months |
60 Months |
| Interest Rate | 6% APR |
1.90% APR |
1.90% APR |
| Monthly Payments | $677 |
$612 |
$615 |
| Total Interest | $5,598.80 |
$1716.50 |
$1890.64 |
| Total Interest Savings | N/A |
$3,882.30 |
$3708.16 |
| FREE Cash Refi Incentive** | N/A |
$200 |
$200 |
| Total of no payments for 90 days | N/A |
N/A |
$1,845 |
| Summer Swing Amount*** | N/A |
$200 |
$2,045 |
| $25,000 Loan Amount | Orginal Loan |
Refinanced Loan |
Refi with Swing*** |
| Term | 60 Months |
60 Months |
60 Months |
| Interest Rate | 6% APR |
1.90% APR |
1.90% APR |
| Monthly Payments | $484 |
$438 |
$440 |
| Total Interest | $3999.20 |
$1,226.07 |
$1,350.65 |
| Total Interest Savings | N/A |
$2,773.13 |
$2,648.55 |
| FREE Cash Refi Incentive** | N/A |
$200 |
$200 |
| Total of no payments for 90 days | N/A |
N/A |
$1,320
|
| Summer Swing Amount*** | N/A |
$200 |
$1,520 |
| $15,000 Loan Amount | Orginal Loan |
Refinanced Loan |
Refi with Swing*** |
| Term | 60 Months |
60 Months |
60 Months |
| Interest Rate | 6% APR |
1.90% APR |
1.90% APR |
| Monthly Payments | $290 |
$263 |
$264 |
| Total Interest | $2,399.52 |
$735.64 |
$810.42 |
| Total Interest Savings | N/A |
$1,663.88 |
$1,589.10 |
| FREE Cash Refi Incentive** | N/A |
$100 |
$100 |
| Total of no payments for 90 days | N/A |
N/A |
$792 |
| Summer Swing Amount*** | N/A |
$100 |
$892 |
*Certain rules and restrictions apply. New loans only. Loan must be enrolled in automatic payment to qualify. Rate as low as 1.90%. Loan rates and approval subject to credit score and analysis. Chart for illustrative purposes only with rounded numbers, actual numbers may vary. See credit union for details. Offer expires 2/28/2013.
**Minimum $7500 loan amount to qualify. Cash incentive is based off of the total loan amount (see chart below).
***Swing amount is represented as the cash incentive money plus the money from making no payments for 90 days. Your monthly payment is adjusted if you delay payments for 90 days.
Call for Refinance Rates for existing CCCU loans
| LOAN AMOUNT | FREE CASH |
|---|---|
| $7500 to $9999.99 | $50 |
| $10,000 to $14,999.99 | $75 |
| $15,000 to $19,999.99 | $100 |
| $20,000 to $24,999.99 | $150 |
| $25,000 and greater | $200 |
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