A share certificate is a specified amount of money deposited for a pre-determined length of time. It earns a higher annual percentage rate and yield than a regular savings account.
Rates as of 03/19/2010
Description |
Rate |
APY |
| 6 Month Certificate* |
1.20% |
1.21% |
| 12 Month Certificate* |
1.45% |
1.46% |
| 18 Month Certificate* |
1.65% |
1.66% |
| 24 Month Certificate* |
2.15% |
2.17% |
| 36 Month Certificate* |
2.40% |
2.42% |
| 48 Month Certificate* |
2.65% |
2.68% |
| 60 Month Certificate* |
2.90% |
2.93% |
|
|
|
| 6 Month IRA Certificate* |
1.20% |
1.21% |
| 12 Month IRA Certificate* |
1.45% |
1.46% |
| 24 Month IRA Certificate* |
2.15% |
2.17% |
| 36 Month IRA Certificate* |
2.40% |
2.42% |
| 48 Month IRA Certificate* |
2.65% |
2.68% |
| 60 Month IRA Certificate* |
2.90% |
2.93% |
|
|
|
| Jumbo 6 Month Certificate** |
1.30% |
1.31% |
| Jumbo 12 Month Certificate** |
1.55% |
1.56% |
| Jumbo 24 Month Certificate** |
2.25% |
2.27% |
| Jumbo 36 Month Certificate** |
2.50% |
2.52% |
| Jumbo 48 Month Certificate** |
2.75% |
2.78% |
| Jumbo 60 Month Certificate** |
3.00% |
3.03% |
Rates subject to change
*$5,000 Minimum Deposit
**$90,000 Minimum Deposit
Mini Certificates of Deposit
| Description |
Rate |
APY |
| 6 Month Certificate° |
.70% |
.70% |
| 12 Month Certificate° |
.90% |
.90% |
| 24 Month Certificate° |
1.00% |
1.00% |
| 36 Month Certificate° |
1.10% |
1.10% |
| 48 Month Certificate° |
1.20% |
1.21% |
| 60 Month Certificate° |
1.30% |
1.31% |
Rates subject to change
°$1,000 Minimum Deposit
|