Certificate of Deposit

A share certificate is a specified amount of money deposited for a pre-determined length of time. It earns a higher annual percentage rate and yield than a regular savings account.

Rates as of 1/20/2012

Description

Rate

APY

6 Month Certificate*
.60%
.60%
12 Month Certificate*
.70%
.70%
18 Month Certificate*
.80%
.80%
24 Month Certificate*
1.20%
1.21%
36 Month Certificate*
1.75%
1.76%
48 Month Certificate*
1.90%
1.91%
60 Month Certificate*
2.00%
2.02%
6 Month IRA Certificate*
.60%
.60%
12 Month IRA Certificate*
.70%
.70%
24 Month IRA Certificate*
1.20%
1.21%
36 Month IRA Certificate*
1.75%
1.76%
48 Month IRA Certificate*
1.90%
1.91%
60 Month IRA Certificate*
2.00%
2.02%
Jumbo 6 Month Certificate**
.70%
.70%
Jumbo 12 Month Certificate**
.80%
.80%
Jumbo 24 Month Certificate**
1.30%
1.31%
Jumbo 36 Month Certificate**
1.85%
1.86%
Jumbo 48 Month Certificate**
2.00%
2.02%
Jumbo 60 Month Certificate**
2.10%
2.12%

Rates subject to change
*$5,000 Minimum Deposit
**$90,000 Minimum Deposit

Mini Certificates of Deposit

Description Rate APY
6 Month Certificate° .45% .45%
12 Month Certificate° .65% .65%
24 Month Certificate° .75% .75%
36 Month Certificate° .85% .85%
48 Month Certificate° .95% .95%
60 Month Certificate° 1.05% 1.05%

Rates subject to change
°$1,000 Minimum Deposit