Certificates of Deposit

A share certificate is a specified amount of money deposited for a pre-determined length of time. It earns a higher annual percentage rate and yield than a regular savings account.

Rates as of 03/19/2010

Description

Rate

APY

6 Month Certificate*
1.20%
1.21%
12 Month Certificate*
1.45%
1.46%
18 Month Certificate*
1.65%
1.66%
24 Month Certificate*
2.15%
2.17%
36 Month Certificate*
2.40%
2.42%
48 Month Certificate*
2.65%
2.68%
60 Month Certificate*
2.90%
2.93%
6 Month IRA Certificate*
1.20%
1.21%
12 Month IRA Certificate*
1.45%
1.46%
24 Month IRA Certificate*
2.15%
2.17%
36 Month IRA Certificate*
2.40%
2.42%
48 Month IRA Certificate*
2.65%
2.68%
60 Month IRA Certificate*
2.90%
2.93%
Jumbo 6 Month Certificate**
1.30%
1.31%
Jumbo 12 Month Certificate**
1.55%
1.56%
Jumbo 24 Month Certificate**
2.25%
2.27%
Jumbo 36 Month Certificate**
2.50%
2.52%
Jumbo 48 Month Certificate**
2.75%
2.78%
Jumbo 60 Month Certificate**
3.00%
3.03%

Rates subject to change
*$5,000 Minimum Deposit
**$90,000 Minimum Deposit

Mini Certificates of Deposit

Description Rate APY
6 Month Certificate° .70% .70%
12 Month Certificate° .90% .90%
24 Month Certificate° 1.00% 1.00%
36 Month Certificate° 1.10% 1.10%
48 Month Certificate° 1.20% 1.21%
60 Month Certificate° 1.30% 1.31%

Rates subject to change
°$1,000 Minimum Deposit

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