Credit union - A non-profit financial institution that is owned and operated entirely by its members. Credit unions provide financial services for their members, including savings and lending. Large organizations and companies may organize credit unions for their members and employees, respectively.
Profits are returned to the members in the form of higher savings rates, lower loan rates and few or no fees for other member services.
All members, not just a select few stockholders, benefit from credit union growth.
Credit unions are member controlled. Each member has one vote to help determine how the credit union will operate and who will serve on its board of directors. The board of directors serves on a volunteer basis, sets credit union policies, and guides credit union operations.
Community Choice Credit Union (CCCU), founded in 1953, exists to provide excellence in financial products and services to the Central Iowa community. With 6 offices and Free Online banking, CCCU provides easy and convenient access for its membership. As one of the largest credit unions in Iowa, CCCU is able to function as a low-cost full-service financial institution, while still maintaining the personalized service credit union members are accustomed to.
As a member of Community Choice Credit Union you are a Member with a Name not just a Customer with a Number.