Want to add a nice deck to your house, remodel the inside, or build a new garage? Not sure where to get the money? We have a home equity loan that could help you. Make your home go to work for you and benefit from the equity you've built up in your home. Home equity credit can also help you buy a new car, pay for tuition, or consolidate debt. Also, the interest on your home equity loan may be tax deductible.*

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Adjustable Rate Home Equity Line of Credit (PRIME MINUS 1/2)

You can establish a line of credit based on the equity in your home from as little as $10,000 to a maximum of $200,000 on qualified dwellings. Our variable rate home equity line of credit rate is .50% below prime and can adjust on the first day of each calendar quarter. There is a minimum A.P.R. of 4.25% and a maximum APR of 15%.

Don't know exactly how much you'll need for a home improvement project? That's all right! There is no minimum advance requirement and you can borrow up to your approved limit. Just call us and we'll deposit the money into your account.

Fixed Rate Home Equity Loan

Our fixed rate home equity loans are considered a closed-end loan. We may loan up to 90% of the appraised value of your home. The rate will be fixed for the life of the loan.

Contact our loan department for additional information. Click here for current home equity rates.

Apply for a home equity loan

*Consult your tax advisor