Home Equity Loans



Looking to add living space to your home, remodel your kitchen, or maybe consolidate high interest rate debt? Not sure where to get the money? We have a home equity loan that could help you. Put your home work and benefit from the equity you've built.. Best of all, the interest on your home equity loan may be tax deductible.*

Home Equity Line of Credit (HELOC)

You can establish a line of credit based on the equity in your home from as little as $10,000 to a maximum of $200,000 on qualified dwellings. Our variable rate HELOC is .50% below prime and can adjust on the first day of each calendar quarter (minimum APR 4.25% - maximum APR 15%).

Don't know exactly how much you'll need for a home improvement project? That's alright! There is no minimum advance requirement and you can borrow up to your approved limit.

Already have a line of credit with Community Choice?

Fixed Rate Home Equity Loan

For a limited time only! We are offering fixed home equity loans as low as 2.65% APR**.

Contact our loan department for additional information or apply for a home equity loan online. Click here for current home equity rates.

*Consult your tax advisor

**Rates can change daily. Other loan rates, terms and conditions are available. Extended loan terms are available. See credit union for details.