Want to add a nice deck to your house, remodel the inside, or build a new garage? Not sure where to get the money? We have a home equity loan that could help you. Make your home go to work for you and benefit from the equity you've built up in your home. Home equity credit can also help you buy a new car, pay for tuition, or consolidate debt. Also, the interest on your home equity loan may be tax deductible.*
Adjustable Rate Home Equity Line of Credit (HELOC)
You can establish a line of credit based on the equity in your home from as little as $10,000 to a maximum of $200,000 on qualified dwellings. Our variable rate home equity line of credit rate is .50% below prime and can adjust on the first day of each calendar quarter. There is a minimum A.P.R. of 4.25% and a maximum APR of 15%.
Don't know exactly how much you'll need for a home improvement project? That's alright! There is no minimum advance requirement and you can borrow up to your approved limit. Just call us and we'll deposit the money into your account.
Fixed Rate Home Equity Loan
For a limited time only! We are offering fixed home equity loans as low as 2.91% APR**.
Click here for current home equity rates.
Already have a HELOC with us? Transfer directly from online banking or the CCCU mobile app. Learn more.
*Consult your tax advisor
**Rates can change daily. Other loan rates, terms and conditions are available. Extended loan terms are available. See credit union for details.