Kirby Kids Club

Kirby Kangaroo Club Account S6

*FOR CHILDREN 12 YEARS OF AGE OR YOUNGER

A dividend rate of:

will be paid for that portion of your Average Daily Balance between:

and the APY will range from:

.05%

$0.00 - $5,000.00

.05%

.10%

$5,000.01 - $10,000.00

.05% - .08%

.15%

$10,000.01 - over

.08% - .15%

An average daily balance is not required to earn a dividend for this account. There is a $5.00 minimum balance required for this account.