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Community Choice Credit Union can help you get the key to your dream home!
Buying a Home
Your dream home may be closer than you can imagine! Community Choice Credit Union can help you make the move from renter to homeowner, with payments that could be the same or less than you are paying in rent now.
Free Pre-approval Program
We have a free pre-approval mortgage program that can speed up the process of purchasing a home. Our knowledgeable staff will help eliminate the confusion often associated with purchasing a home, making it easier for you to understand all of the different programs. They will explain the process and review your financial status to help determine your price range. You can get pre-approved within 24 to 48 hours. Once you're pre-approved you'll have a letter from us stating the maximum amount you are qualified for. This could give you a competitive edge in a bidding situation against another prospective buyer.
Refinancing
By refinancing your existing mortgage, you may reduce your current house payment. Whether you want to lower your payment or get cash back for home improvements or debt consolidation, CCCU has the right mortgage to fit your needs.
Mortgage Programs
We offer a variety of mortgage programs designed to meet the needs of our members:
- Conventional Fixed Mortgages-10 to 30 years;
- Adjustable Rate Mortgages;
- Construction Loans;
- Interest Only Loans;
- First-Time Home Buyer Program;
You will find our rates to be consistently competitive with any lender in Iowa. We loan anywhere in the state and can even work with you by phone or through the mail.
Get the best combination of rates, products, knowledge, and professional service for your home mortgage loan.
