Products & Services

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Community Choice Credit Union exists to extend to its members the highest quality personalized service with the best overall package of financial products and services at the most affordable, competitive rates.


  • Establishes you as a member and owner of CCCU  
  • Only takes a $25 membership deposit to open
  • Ability to make deposits through payroll deduction, by mail, through any ATM in the State of Iowa, or in person at your nearest CCCU office
  • No minimum balance
  • No monthly service fees
  • Unlimited check writing
  • Built-in overdraft protection
  • Benefits of a Visa® Check Card, direct deposit and payroll deduction
Low Cost Loans
  • Auto loans (new and used)
  • Home equity loans
  • Recreational vehicle loans
  • Signature and Share Secured loans
  • Mobile home loans
Mortgage Programs
  • Conventional fixed mortgages (10 to 30 years)
  • Adjustable rate mortgages
  • 97% fixed rate financing options are available
  • Bi-weekly payment options are available
  • Construction loans
  • FHA mortgages
Certificates of Deposit
For short-term vacation plans or lifelong investing, CDs are a solid choice for your saving needs.  CDs traditionally pay a higher rate of return than other savings accounts.

Credit Cards

  • Visa®, MasterCard® or Visa® Platinum
  • Competitive rates
  • No annual fee
  • Serviced locally
  • 1% Cash Back Rewards (Minimum $3,000 purchase in cycle quarter)
Feature Accounts
  • IRAs
  • Holiday club
  • Vacation club
  • Kirby Kangaroo Club®
  • Seniors club
Online Services
  • Online banking
  • Online bill pay
  • E-statements
  • MyCardInfo (online credit card management)
Additional Services
  • Safe deposit boxes
  • Travelers checks
  • Money orders
  • TouchTone Teller