Student Loans

Pursuing a college education is a great investment in your future. The time, money and effort you spend on your education will provide you with opportunities for expanded career choices and greater earning potential. Although financing your education may seem overwhelming at times, many types of financial aid are available.

Federal Student Loans

Due to a change in federal law, all Federal Stafford, PLUS and Grad PLUS loans issued on or after July 1, 2010, will be made through the William D. Ford Federal Direct Loan Program (Direct Loan). This change will impact only new loans.  Direct Loan funds will be disbursed directly to your school from the federal government rather than through Community Choice. You will need to contact the financial aid office of your school for instructions on how to obtain such loans. Most schools will have this information, along with the Application/Master Promissory Notes, on their websites.

Private Student Loans can help to bridge the gap between any government student aid you receive and the amount needed to attend your school of choice. Applying for a private student loan should be considered only after you have exhausted all federal, state, and institutional student loan options.  Additional information is available at www.studentloan.org/partnership.

Additional College Planning Assistance

If you are looking for information on planning for, applying to, paying for and succeeding in college, Community Choice recommends the Iowa College Access Network® (ICAN). ICAN offers free services, including assistance with completing the Free Application for Federal Student Aid (FAFSA), to students and their families. Visit www.ICANsucceed.org or call (877) 272-4692 for more information about ICAN