Certificate of Deposit
A Certificate of Deposit (CD) is a specified amount of money deposited for a pre-determined length of time. It earns a higher annual percentage yield than a regular savings account.
LIMITED TIME CD SPECIALS
APY
Interest Rate
8 month certificate/IRA certificate
(Min $5,000)
(Min $5,000)
4.25%
4.18%
8 month Jumbo certificate/IRA certificate
(Min $90,000)
(Min $90,000)
4.35%
4.28%
9 month certificate/IRA certificate
(Min $5,000) - New Money Only*
(Min $5,000) - New Money Only*
4.45%
4.38%
13 month certificate/IRA certificate
(Min $5,000) - New Money Only*
(Min $5,000) - New Money Only*
4.20%
4.14%
13 month Jumbo certificate/IRA certificate
(Min $90,000) - New Money Only*
(Min $90,000) - New Money Only*
4.30%
4.23%
*New Money: To qualify as “New Money,” funds must not have been on deposit at Community Choice Credit Union within the last 90 days. Funds deposited into a Community Choice depository account, such as a Share Savings or Checking Account, and subsequently transferred to a Certificate Account will be considered New Money if the Certificate Account is opened within seven calendar days of the initial deposit. Funds transferred from Community Choice Credit Union to another financial institution cannot be redeposited and considered New Money until at least 90 days have passed.
Certificate of Deposit
$5,000.00 minimum deposit required to open the account.
APY
Interest Rate
6 month certificate/IRA certificate
.30%
.30%
12 month certificate/IRA certificate
.45%
.45%
18 month certificate/IRA certificate
.45%
.45%
24 month certificate/IRA certificate
.50%
.50%
36 month certificate/IRA certificate
.60%
.60%
48 month certificate/IRA certificate
.70%
.70%
60 month certificate/IRA certificate
.80%
.80%
Jumbo Certificate of Deposit
$90,000.00 minimum deposit required to open the account.
APY
Interest Rate
6 month certificate/IRA certificate
.40%
.40%
12 month certificate/IRA certificate
.55%
.55%
24 month certificate/IRA certificate
.60%
.60%
36 month certificate/IRA certificate
.70%
.70%
48 month certificate/IRA certificate
.80%
.80%
60 month certificate/IRA certificate
.90%
.90%
Mini Certificate of Deposit
$1,000.00 minimum deposit required to open the account.
APY
Interest Rate
6 month certificate/IRA certificate
.15%
.15%
12 month certificate/IRA certificate
.15%
.15%
24 month certificate/IRA certificate
.15%
.15%
36 month certificate/IRA certificate
.15%
.15%
48 month certificate/IRA certificate
.15%
.15%
60 month certificate/IRA certificate
.15%
.15%
Rates as of 09/24/2024.
APY = Annual Percentage Yield. Penalties may be imposed for early withdrawal. Fees could reduce earnings. APY is accurate as of the date identified above. Rates are subject to change, contact the credit union for more information.
Interested in a Certificate of Deposit?
Let’s get started! Just call 515-334-8100 or fill out the form below and we’ll get right back to you.