Schedule of Fees
Community Choice Credit Union operates under the philosophy of keeping our fees as low as possible. As a member-owner of CCCU, we want you to have affordable access to the financial services you want and need.
As of September 1, 2021
Savings
* If you are age 21 or older with a balance $200 or less in a membership savings account, and with no activity of the prior year, you will be accessed a monthly fee.
Share Draft/Checking
Balance checkbook
$20.00†/hr
Check copy (requested via Credit Union)
$3.00/ea
NSF honored items
$10.00/ea
NSF returned items
Stop payment per item/block of checks
$20.00†/ea
Visa® Debit Card
ATM balance inquiries
$1.00/ea
ATM cash withdrawals
6 free/mo, $1.50/each thereafter
ATM deposits
No Charge
Copy of sales draft
$5.00†/ea
Point of sale transaction
No Charge
Replace lost or stolen card
$5.00†/ea
Replace damaged card
$5.00†/ea
Replace Image (first image is free)
$5.00†/ea
Stop payment
$20.00†/ea
Online Banking
Account history statement request
No Charge
Check copy
No Charge
Stop payment per item/series
$20.00†/ea
VISA® Credit Cards
Annual fee
$0.00
Balance Transfer fee
2%
Cash Advance
3.0% or $5.00 (whichever is greater)
Late fee
$29.00
Return check fee
$29.00
Sales draft copy fee
$5.00/ea
Statement copy fee
$5.00
Replace lost, stolen or damaged card
$5.00†
Stop payment (VISA cards only)
$20.00†/ea
General Services
Account research
$20.00‡/hr
Cashiers check
$5.00
Check collection
$25.00/ea
Copy of past statement (requested via Credit Union)
$5.00/ea
Extra copies of 1099 or W2-P
$5.00
Paper statement fee
$2.00/ea*
Garnishments/levies
$25.00
Money orders
$1.00/ea
Return deposit item
$10.00‡/ea
Return mail
$5.00/mo
PayBreak – up to 30 days (loans are subject to loan officer approval – limited to three in a 12 month period: maximum of 5 times in life of closed loan)
$25.00
Subordination agreement (for financial institution other than CCCU)
$200.00
* Members under age 18 or seniors 60+ are exempt
Safe Deposit Boxes
3 x 5 x 22
$25.00/yr
5 x 5 x 22
$30.00/yr
3 x 10 x 22
$45.00/yr
5 x 10 x 22
$55.00/yr
10 x 10 x 22
$95.00/yr
Lost key
$25.00
Drill box
See Department
Wire Transfers
Sending domestic
$20.00/ea
Sending international
$40.00/ea
Incoming
$10.00/ea
ACH
Stop payment ACH
$20.00‡/ea
Originate ACH debit from Credit Union
$2.00/item/mo
NSF honored items
NSF returned items
Coin Counting
Coin Counting
No Charge
† Sales tax is applicable
‡ Taxable if related to share draft account
Service fees and changes are subject to change as per Credit Union policy. Service charges and fees may be subject to 6% sales tax. We reserve the right to at any time require not less than 7 days notice in writing before each withdrawal from a dividend-bearing account other than a time deposit, or from any other savings account.