*0% Introductory APR (Annual Percentage Rate) on eligible purchases and balance transfers for the first 6 months from account opening. After the introductory period, a variable APR will apply, ranging from 17.74% to 20.99%, based on your credit score. These rates are accurate as of 10/01/26 and may change based on fluctuations to the US Prime Rate as published in the Wall Street Journal. To qualify for the Card Account, you must meet both our creditworthiness criteria and other eligibility requirements, as determined in our sole discretion. Existing debt with Community Choice Credit Union, including but not limited to credit card balances and other outstanding loan balances are not eligible for the 0% introductory APR.
**When you spend $1,000 in the first three months
***Offer applies to new balance transfers on all Community Choice credit cards. Existing Community Choice Credit Union balances are not eligible for transfer. Standard rates and terms apply to all other transactions. Subject to credit approval.