Waterloo Special from Community Choice

*APR = Annual Percentage Rate. Limited time offer and subject to change without prior notice. Offer only for loans for the purchase of a new or used auto or to refinance an existing auto loan currently at another financial institution. Rates and approval subject to credit review and analysis. Equal opportunity lender. Additional terms and conditions may apply, see credit union for details.

**This offer is available to residents of Black Hawk, Tama, Grundy, and Butler counties in Iowa. New loans only. Introductory rate for the first 6 months only. 1.99% introductory rate requires direct deposit of at least 50% of the gross monthly income of the highest-earning borrower, automatic payments, and online banking enrollment. 3.99% introductory rate requires automatic payments and online banking enrollment. Offer subject to change without prior notice. Rates and approval subject to credit review and analysis. Equal opportunity lender. Additional terms and conditions may apply; see credit union for details.

***Limited-Time Bonus Offer – Up to $300

Residents of Black Hawk, Tama, Grundy, and Butler counties in Iowa may be eligible to receive up to $300 in bonus deposits from Community Choice Credit Union. Offers are available for a limited time to qualifying new and existing members.

$100 New Member Savings Bonus: To qualify for the $100 new member bonus, you must: 1) Reside in an eligible county; 2) Meet membership eligibility requirements; 3) Open a new Primary Share savings account with a minimum deposit of $5.00; and 4) Keep the account open and in good standing for at least 60 days from account opening. If all qualifications requirements are satisfied, the $100 bonus will be deposited into the savings account within 15 days following the 60-day qualification period.

$200 Checking Relationship Bonus: New and existing members without a current checking account may qualify for an additional $200 bonus by: 1) Residing in an eligible county; 2) Meet membership eligibility requirements (if applicable); 3) Opening a new checking account* with a required minimum deposit of $20.00; 4) Obtaining a debit card associated with the new checking account; 5) Enrolling in online banking; and 6)Receiving at least two (2) qualified direct deposits of $500 or more each into the new checking account within 90 days of account opening. If all qualifications requirements are satisfied, the $200 bonus will be deposited into the checking account within 15 days following the 90-day qualification period.

*Checking accounts are subject to approval.

Additional Terms

Membership required. Maximum amount paid to any one member will be limited to $300.00. To receive the maximum total bonus of $300.00, members must independently satisfy all qualification requirements applicable to both the $100 bonus offer and the $200 checking relationship bonus offer. Bonuses may be reported to the IRS as required by law. “Good standing” means the account must not be subject to collection action, restricted, charged off, or subject to closure for cause at the time the bonus is paid.  Qualified direct deposits are recurring electronic deposits made through the ACH network by an employer, payroll provider, government agency, or retirement benefits administrator. Transfers between accounts, person-to-person payments, and mobile deposits do not qualify. Community Choice Credit Union reserves the right to modify or discontinue this offer at any time without notice; however, changes will not affect members who have already satisfied the applicable bonus requirements. Minimum Balance requirements: Primary Share Account – $5.00; Checking Accounts – No minimum balance.

Rate Information: The Annual Percentage Yield (APY) is accurate as 05/06/2026.  Rates shown are variable and subject to change monthly. Fees may reduce earnings on the account.